Kursimet pensionale p\u00ebrb\u00ebjn\u00eb nj\u00eb nga shtyllat kryesore t\u00eb siguris\u00eb financiare p\u00ebr qytetar\u00ebt pas p\u00ebrfundimit t\u00eb jet\u00ebs aktive t\u00eb pun\u00ebs. Megjithat\u00eb, shum\u00eb kontribuues ende nuk jan\u00eb t\u00eb qart\u00eb kur, si dhe n\u00eb \u00e7far\u00eb rrethanash mund t\u2019i t\u00ebrheqin k\u00ebto mjete nga Fondi i Kursimeve Pensionale i Kosov\u00ebs (FKPK), shkruan Kujdestari.info.<\/p>\n
M\u00eb posht\u00eb paraqiten t\u00eb gjitha rastet ligjore t\u00eb t\u00ebrheqjes s\u00eb kursimeve pensionale, procedurat p\u00ebrkat\u00ebse dhe dokumentacioni i nevojsh\u00ebm.<\/p>\n
Pensioni i mosh\u00ebs \u2013 forma m\u00eb e zakonshme e t\u00ebrheqjes
Kur mund t\u00eb t\u00ebrhiqen kursimet?
T\u00ebrheqja e kursimeve pensionale b\u00ebhet kur kontribuuesi arrin mosh\u00ebn 65 vje\u00e7. Aplikuesi duhet t\u00eb d\u00ebshmoj\u00eb mosh\u00ebn p\u00ebrmes nj\u00eb dokumenti valid identifikimi.<\/p>\n
Si b\u00ebhet t\u00ebrheqja?
M\u00ebnyra e t\u00ebrheqjes varet nga bilanci i kursimeve n\u00eb momentin e aplikimit:<\/p>\n
N\u00ebse bilanci \u00ebsht\u00eb deri n\u00eb 3,000 euro
Kursimet t\u00ebrhiqen p\u00ebrnj\u00ebher\u00eb. Kontribuuesi mund t\u00eb ofroj\u00eb llogari n\u00eb cil\u00ebndo bank\u00eb n\u00eb Kosov\u00eb. FKPK-ja i mbulon shpenzimet e transferit dal\u00ebs, nd\u00ebrsa tarifat eventuale hyr\u00ebse mbulohen nga p\u00ebrfituesi.<\/p>\n
N\u00ebse bilanci \u00ebsht\u00eb mbi 3,000 euro
Kontribuuesi kalon n\u00eb programin e T\u00ebrheqjes n\u00eb Faza, i rregulluar me ligj dhe me rregullore t\u00eb Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs.
P\u00ebrfituesi mund t\u00eb:<\/p>\n
t\u00ebrheq\u00eb 20% t\u00eb kursimeve p\u00ebrnj\u00ebher\u00eb<\/p>\n
pjes\u00ebn tjet\u00ebr ta pranoj\u00eb p\u00ebrmes k\u00ebsteve mujore, minimumi 200 euro n\u00eb muaj, ose maksimumi 1% e bilancit total (kur shuma tejkalon 20 mij\u00eb euro).<\/p>\n
Pagesat mujore realizohen p\u00ebrmes bankave t\u00eb kontraktuara nga FKPK-ja dhe vazhdojn\u00eb derisa t\u00eb shterret i gjith\u00eb bilanci.<\/p>\n
Dokumentet p\u00ebr pensionin e mosh\u00ebs
Dokument valid identifikimi<\/p>\n
Deklarim p\u00ebr bank\u00ebn e p\u00ebrzgjedhur<\/p>\n
Llogari aktive bankare (kur bilanci \u00ebsht\u00eb n\u00ebn 3,000 euro)<\/p>\n
Trash\u00ebgimia e kursimeve pensionale
N\u00eb rast se kontribuuesi nd\u00ebrron jet\u00eb para arritjes s\u00eb mosh\u00ebs s\u00eb pensionit, kursimet pensionale trash\u00ebgohen dhe paguhen p\u00ebrnj\u00ebher\u00eb, minus tatimi n\u00eb t\u00eb ardhurat personale.<\/p>\n
Rendi i trash\u00ebgimis\u00eb:
Bashk\u00ebshorti\/ja<\/p>\n
F\u00ebmij\u00ebt<\/p>\n
P\u00ebrfituesit tjer\u00eb\/alternativ\u00eb<\/p>\n
N\u00ebse ekziston vet\u00ebm bashk\u00ebshorti\/ja, ai\/ajo trash\u00ebgon 100% t\u00eb kursimeve. N\u00eb munges\u00eb t\u00eb bashk\u00ebshortit\/es, f\u00ebmij\u00ebt trash\u00ebgojn\u00eb sipas aktit t\u00eb trash\u00ebgimis\u00eb.<\/p>\n
Dokumentet p\u00ebr trash\u00ebgimi:
Dokument identifikimi i trash\u00ebgimtarit<\/p>\n
Llogari aktive bankare n\u00eb Kosov\u00eb<\/p>\n
Akt i trash\u00ebgimis\u00eb nga noteri ose gjykata<\/p>\n
Regjistrimi i vdekjes n\u00eb regjistrin civil (verifikohet digjitalisht nga FKPK)<\/p>\n
Pensioni invalidor- t\u00ebrheqje e pjesshme
Para mosh\u00ebs s\u00eb pensionimit, kontribuuesit q\u00eb p\u00ebrfitojn\u00eb pension invalidor mund t\u00eb aplikojn\u00eb p\u00ebr t\u00ebrheqje t\u00eb pjesshme t\u00eb kursimeve pensionale.<\/p>\n
Vendimi p\u00ebr pension invalidor l\u00ebshohet nga Administrata Pensionale pran\u00eb MPMS-s\u00eb p\u00ebr periudha 1, 3 ose 5 vjet. Bazuar n\u00eb k\u00ebt\u00eb koh\u00ebzgjatje, FKPK-ja aprovon pagesa mujore prej 200 euro, deri n\u00eb p\u00ebrfundimin e vlefshm\u00ebris\u00eb s\u00eb vendimit.<\/p>\n
Shembull:
N\u00ebse pensioni invalidor \u00ebsht\u00eb i vlefsh\u00ebm p\u00ebr 3 vjet, p\u00ebrfituesi mund t\u00eb t\u00ebrheq\u00eb deri n\u00eb 7,200 euro (36 muaj \u00d7 200 euro), ose m\u00eb pak n\u00ebse kursimet nuk e mbulojn\u00eb k\u00ebt\u00eb shum\u00eb.<\/p>\n
Dokumentet p\u00ebr pension invalidor:
Dokument valid identifikimi<\/p>\n
Vendimi p\u00ebr pension invalidor<\/p>\n
Deklarim p\u00ebr bank\u00ebn e p\u00ebrzgjedhur<\/p>\n
T\u00ebrheqja nga shtetasit e huaj
Shtetasit e huaj me q\u00ebndrim t\u00eb p\u00ebrkohsh\u00ebm n\u00eb Kosov\u00eb kan\u00eb t\u00eb drejt\u00eb t\u00eb t\u00ebrheqin kursimet pensionale t\u00eb paguara gjat\u00eb koh\u00ebs s\u00eb pun\u00ebsimit n\u00eb Kosov\u00eb.
N\u00ebse ata kan\u00eb fituar q\u00ebndrim t\u00eb p\u00ebrhersh\u00ebm ose shtet\u00ebsi kosovare, kjo e drejt\u00eb nuk aplikohet.<\/p>\n
Dokumentet e nevojshme:
Num\u00ebr Individual Tatimor ose lejeq\u00ebndrim i p\u00ebrkohsh\u00ebm<\/p>\n
V\u00ebrtetim nga Regjistri Civil p\u00ebr statusin e shtetasit t\u00eb huaj<\/p>\n
Llogari bankare n\u00eb Kosov\u00eb ose n\u00eb vendin e origjin\u00ebs<\/p>\n
Tatimi mbi t\u00ebrheqjet pensionale
FKPK-ja thekson se \u00e7do t\u00ebrheqje e kursimeve pensionale, qoft\u00eb p\u00ebr pension mosh\u00eb, trash\u00ebgimi, invaliditet apo shtetas t\u00eb huaj, i n\u00ebnshtrohet tatimit n\u00eb t\u00eb ardhurat personale, sipas legjislacionit n\u00eb fuqi.<\/p>\n
T\u00ebrheqja e kursimeve pensionale \u00ebsht\u00eb nj\u00eb proces i rregulluar qart\u00eb me ligj, por q\u00eb k\u00ebrkon informim t\u00eb sakt\u00eb dhe dokumentacion t\u00eb plot\u00eb. Qytetar\u00ebt k\u00ebshillohen t\u00eb planifikojn\u00eb me kujdes t\u00ebrheqjen e kursimeve, ve\u00e7an\u00ebrisht n\u00eb rastet e t\u00ebrheqjeve t\u00eb p\u00ebrs\u00ebritura, pasi k\u00ebto mund t\u00eb ndikojn\u00eb negativisht n\u00eb shum\u00ebn p\u00ebrfundimtare t\u00eb p\u00ebrfitimit. \/Kujdestari.info\/<\/p>\n
Linku: KETU<\/p>\n","protected":false},"excerpt":{"rendered":"
Kursimet pensionale p\u00ebrb\u00ebjn\u00eb nj\u00eb nga shtyllat kryesore t\u00eb siguris\u00eb financiare p\u00ebr qytetar\u00ebt pas p\u00ebrfundimit t\u00eb jet\u00ebs aktive t\u00eb pun\u00ebs. Megjithat\u00eb, shum\u00eb kontribuues ende nuk jan\u00eb t\u00eb qart\u00eb kur, si dhe n\u00eb \u00e7far\u00eb rrethanash mund t\u2019i t\u00ebrheqin k\u00ebto mjete nga Fondi i Kursimeve Pensionale i Kosov\u00ebs (FKPK), shkruan Kujdestari.info. M\u00eb posht\u00eb paraqiten t\u00eb gjitha rastet ligjore…<\/p>\n","protected":false},"author":2,"featured_media":10494,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-10493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lajme"],"jetpack_featured_media_url":"https:\/\/toolsyo.com\/news\/wp-content\/uploads\/2026\/05\/IMG_2512.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/posts\/10493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/comments?post=10493"}],"version-history":[{"count":1,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/posts\/10493\/revisions"}],"predecessor-version":[{"id":10495,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/posts\/10493\/revisions\/10495"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/media\/10494"}],"wp:attachment":[{"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/media?parent=10493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/categories?post=10493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toolsyo.com\/news\/wp-json\/wp\/v2\/tags?post=10493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}